The Best Ways To Make Money As A Stay At Home Mom In 2020

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Can you really make money as a stay at home mom? Yes, you can! While there are many ways to earn money from home, here are 21 of the best ways to make extra money as a stay at home mom in 2020.

Ways To Make Money As A Stay At Home Mom

Do well-paying stay at home mom jobs really exist?

That was my ONE BIG BURNING QUESTION when I found out I was pregnant with our second child – HOW to make money as a stay at home mom – so I can actually afford to stay at home with my baby? 

Being a mom often leaves a torn feeling. On one hand, you want to spend time at home with your beautiful babies, but on the other hand, you long to find a way to feel as though you are contributing to the family as well.

Wouldn’t it be great to make money as a stay at home mom and be with your little ones?

I knew I wanted to stay at home with my kids, but I also knew I needed to work and make some REAL money. None of this 250$/month stuff. That wouldn’t even have covered the things my baby and toddler needed.

I needed pay-some-bills money, and I desperately wanted to earn it from home.

But just because I wanted to be at home with my kids didn’t mean that we were financially able to make that happen. There are a ton of “how we lived on one low income” articles floating around but the fact is that living on one medium-income just wasn’t going to cut it and I didn’t WANT to feed my family on a budget of just 50$ per week. I mean, that’s no fun AT ALL!

If I went back to work and paid someone to watch my kids, not only would I not be with them during the day but I would literally be working for a couple of hundred bucks per week (after daycare costs and transportation costs).

With that in mind, I realized I only NEEDED to make at least $1000/month to justify my staying at home. Turns out, it’s actually not that hard to make that kind of money (or even more!) from home with kids.

Do you want to earn extra cash, but still want the flexibility to stay home with your kids? Many jobs for stay-at-home moms allow you to watch your children while also making money.



How much money should a stay at home mom make?

Moms and dads who stay home to raise their kids don’t earn a paycheck—but if they did, it would likely be six figures.

If we were to earn a paycheck, it would put us in league with some CEOs. Although it doesn’t do much for the bank account, a survey that calculated what the average salary would be for a stay-at-home mom is mighty validating. (Remember this next time anyone asks what you do all day

Putting a price tag on a priceless job is hard to do, but gave it a shot anyway. According to the new survey, the average stay-at-home parent would earn upwards of $162,581 per year when you tally up 96 hours of work per week.

They polled thousands of parents how much time per week they spend on different tasks — including everything from housekeeping to helping their kids with homework, to being an unofficial psychologist to, yes, being a family CEO, which helped them determine that the average “work week” for a stay-at-home mom or dad is 96 hours.

Researchers then calculated the total sum using the site’s Salary Wizard tool. Based on the responses from real moms and dads, they aggregated the salaries of 34 different jobs that stay-at-home parents take on, including janitor, school teacher, event planner, staff nurse, dietitian, laundry manager, and even CEO.

A stay at home mom doesn’t just devote her time to the regular stuff—like laundry and lawn mowing—that modern mamas are working hard. It probably comes as no surprise that we’re diversifying our job responsibilities in some pretty impressive ways.

The study also showed that the time moms devote to being “party planners” rose by 25% in the past year. (This could have a little something to do with all those ideas on Pinterest that feel so impossible to pass up… Doesn’t every kid need a whole carnival set up for their birthday party?)

The other most time-consuming gigs according to Insure.cominclude cooking (14 hours per week), driving (9 hours), childcare (40 hours) and those “miscellaneous” tasks that add up to more than 40 hours.

Because every parent’s workload varies, has a tool that allows you to plug in your own data to calculate what your SAHM paycheck would be based on how much time you spend as a de facto psychologist, housekeeper, event planner, administrative assistant, academic advisor, etc.

Of course, the true payoff of motherhood is in watching our children grow, learn and laugh because these experiences are priceless. Still, it is nice to have this data to recall on those days when it seems like you got “nothing” done.


Benefits of being a work from home mom


Benefits of Working from Home for Moms

Working at home has its ups and downs, but for me, the pros outweigh the cons. But making a list of pros and cons can help you make decisions, so it’s good to be clear on what the pros and cons REALLY are.

I didn’t always dream of having a stay at home mom job, so it’s been pretty shocking that this is what I ended up doing.

The even more surprising thing?

Is just HOW AWESOME it is to work AND still get to be a stay at home mom. In my opinion, the cons of being a work from home mom is just not even comparable to what the pros are. The benefits of being a WAHM are just SO great and turned out to be beyond my wildest dreams.


5 Reasons to Be a Work-at-Home-Parent:


1. Spend More Time With Your Kids

Working at home allows you to be a part of your children’s routines throughout the day; not just early mornings, evenings, and weekends.

You don’t have to rush or stress in the mornings. You can sleep in, start the day snuggling on the couch – watching a couple of episodes your childs’ favorite TV show.

You can take a lunch break with your toddler, hear all the day’s news when they get home from school, and so much more.

Work-at-home parents don’t have unlimited time with their kids, but they do have more frequent opportunities to be with their children.


2. Save Money on Childcare

I always knew childcare was expensive, but it wasn’t until I looked at the daycares near us that I knew the exact number. For decent daycare (which depends on what we all consider decent) in our area, it would have cost us at least $750 a month, not including all those extra fees they like to add on.

Also, since we have two kids, we would have to consider having two children in daycare at the same time. It hurt my wallet just writing that.

Sure, I spend a little on a baby sitter a couple times per week so I can have dedicated work time… but it’s a fraction of what I would spend if I had full-time childcare.

I do a lot of my work when the kids are napping, and early in the morning before anyone else gets up. We save literally thousands of dollars per month in childcare costs.

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3. Save Money on the Commute

When you travel to work, you’re neither working nor spending time with family. Working at home eliminates this waste of time and leaves more time for both working and family. Not only is commuting a drag, but it’s also expensive in many cities.

By working at home, we save a ton of wear and tear on our vehicle (and gas) now that I’m not driving half an hour each way to work anymore.

I also don’t buy lunch as often or spend much at all on dress pants (say goodbye to uncomfortable clothes and worrying about bad hair days!). The financial benefits of being a work from home mom are massive.


4. Work Flexible Hours & Gain Freedom

Many who work at home choose hours early in the morning or after the kids have gone to bed. This flexibility allows you to complete errands during the day and travel as you see it, without having to worry about taking paid time off from your job.

Or imagine this: It rained all weekend, so you spent the whole thing stuck inside – the kids were like tiny caged animals, and everyone was on everyone else’s last nerve. Of course, Monday morning the sun is shining and it’s promising to be the most gorgeous day of the whole summer…

So you dang well just pack up and go to the beach!

Working from home and homeschooling my kids gives me a level of freedom that we’ve become accustomed to which is something I just LOVE about our life.


5. Get the Opportunity to Make More Money

You know what’s great?

Having a job that allows you to use your skills, pursue your passions, and make money on your own terms.

Whether you’re a dreamer looking to build a career off your skillset or an entrepreneur searching for a new side hustle, a self-employed job can get you to your goals.

Making the choice for me to work from home was a decision that we agonized over. We did a ton of math and figured out that if we WERE NOT paying for childcare, or gas for the car – and if we spent very carefully – I would only have to make about $1000/month to “justify” staying at home. That was about all I’d be bringing in after childcare and expenses anyhow.

I figured I would have to WORK MY BUTT OFF for that $1000/month.

Because when you’re coming out of the workforce your time is worth a set dollar number, you only get out what you can put in and it’s not scale-able.

But that’s not actually the case when you work for yourself. 

Sure there are many work from home jobs for moms where you’re employed by someone else and you DO make an hourly wage… but there are many many options where you work for yourself, and you CAN scale your income.

Within three years of beginning my business, I was making more in a month than I ever made in a full year working shift work or desk jobs. (Yes, you read that right.)



How to Earn Money as a Stay-at-Home Mom

The Internet and the rise of the “gig economy” make it easier than ever to make money from home. But using cashback apps is not a “job”, and anything else that sounds too good to be true probably is.

Here are some REAL jobs and legitimate ways to make money from home:


1. Blogging

It’s no secret why this one made the list at the number one spot, right? Blogging is near and dear to my heart and has allowed me to stay at home and raise my babies while earning an income that takes care of our family.
I whole heartily believe blogging is one of the best jobs for moms! It’s what I chose to do, and believe me, this blog makes me more than enough money.
Missed a deadline?
Oh, well (I set the deadlines in the first place).

Up all night with a teething baby? Perhaps I’ll nap when he naps. Or perhaps I’ll make a cup of coffee and work – because I am even more motivated by the fact that I can stay at home with my teething baby. Like I said before, the benefits of working at home for moms are truly endless.

Rate: $0 – $10,000+ per month (Blogging is not a “get rich quick” scheme–it takes effort over time, but if you are diligent and don’t give up easily, you have a good chance of success.) 

Make money blogging as a stay at home mom


2. Virtual Assisting

The more people working online, the more people hiring other people to help them work online.

VAs usually set their own work hours and can take on as many or as few clients as they like. Their work is rarely “need to be here NOW”, so it’s literally the perfect job for stay at home moms – they can work when the baby is asleep, or when daddy comes home.

Most hours are during the day or late at night when the kiddos are sleeping and can be done easily from the comfort of your own home! There’s never a better time than now to learn how to work from home as a virtual assistant.

The great thing about being a virtual assistant is that it’s such a big umbrella for a variety of skills. You can virtually help someone with their email management, by creating infographics for them or taking stock images that they need. Basically anything in their business that is just taking too much time, you can help with!

Not sure what skill you can offer as a service? Here are 150+ services you can offer as a virtual assistant that you already know how to do!

Virtual assisting is one of the best stay-at-home-mom jobs. It’s super flexible and the options are endless!

Trained or experienced VAs earn more than those who just dive right in, so taking a quick course on Virtual Assisting is a good idea.  Learn more about becoming a virtual assistant here!

Aside from blogging, I personally think becoming a virtual assistant is one of the best jobs you can do with a baby!

Rate: $15-$20 per hour


3. Freelancing

Freelancing is when you find jobs to do for clients. Imagine writing blog posts for a big website, or creating inforgraphics for a lifestyle influencer, or editing videos for Facebook ads.

I personally have been paid by numerous bloggers to do freelance writing– so I know that this one also WORKS.

Being a freelancer is another great work at home gig because you have the flexibility to say “yes” or “no” to projects that you want to work on. If you need a few weeks or months off to help with your children during various times, you are free to decide how much or how little you want to work.

In a few years from now, there are estimates that over 50% of the American workforce will be a part of the Gig economy. 

The number of people working on-demand [gig] jobs will grow from 3.9 million Americans in 2016 to 9.2 million by 2021.” – (source)

Writing is one of the most flexible things you can do from home. I write almost all my blog posts at nap time, or in the evening, or I stay up a little later and write while my baby sleeps. And I LOVE to write, so it doesn’t even feel like work. Learn more about becoming a freelance writer here! 

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Rate: $30-$50 per hour


4. Photography

One of the most natural jobs for moms with babies is to become a photographer. So many new moms pick up photography as a hobby once their sweet little bundle of joy is born.

To start, you just need to take some basic photography courses, invest in a decent camera and PRACTICE. After a few months of practicing photography on your own child, you may be surprised by your new skills!

Photography isn’t about a degree or having a ton of experience – altho experience does improve your shots!

If your pictures are good, you will get work. If your pictures aren’t good, you won’t. It’s that simple!

It’s a fantastic part-time job for moms because you can take on photography shoots when you have time and take off when you need to.

Did you know that bloggers and other companies actually pay for great photography and stock images to use on their blog? You can sell your photos directly to bloggers or as stock photos on the internet – but you do have to upload A LOT of photos (and they have to be excellent) to make a full-time income this way.

Rate: $50-$100 per hour


Make money from home photography


5. Graphic Design

Is creativity and graphics your thing? If so, bloggers all over the world will be knocking down your door to get the cutest and most creative printables for their crafts and posts! You could make a fantastic printable creator. It’s easy to use programs such as PicMonkeyor Canva (or even better, Illustrator) to create gorgeous printables.
Not only do bloggers use them to draw attention to their site, but they need printable products to sell on the blog, logos, format e-books, infographics for Pinterest, printables offered to help grow their email list as well, and more!

Rate: $10-$100 per printable (Depends on how skilled you are with graphic design)


6. Social Media Manager

Do you love being on Facebook, Instagram or Twitter? Like to connect with others and post interesting content? Want to get in on a job where the demand is growing?

Most companies and bloggers know they need a social media presence, but they are busy in their business. So it’s an easy win for them to hire a social media manager.

Being a social media manager is a great job you can do with a newborn or older kids at home!

You could start with smaller local companies and pick up a few clients, or you could pitch your services to bloggers or companies.

Rate: $25 per hour


Make money from home social media


7. Do Surveys

A lot of these ideas for earning money from home involve some kind of skill-set or have some startup cost.  So what if you just have a bit of spare time every day and want to earn a little extra on the side without having to spend anything.  There is an option that’s working for a lot of people, and it surveys.

While taking surveys won’t turn into a full time or steady income, they can be a great way to supplement here and there.

There are tons of survey sites on the internet today where you just sign up, take surveys, and get paid.  The trick is knowing which of these sites are worth your time, and which ones are going to call you 5 times a day with phone surveys and fill your inbox with spam email.

Here are three of my favorite survey sites.

Rate: $0.20 – $3.50 per survey


8. Proofreading

Have an eye for grammar? (don’t tell me my own mistakes in this own post!) Proofreading the work of others may be one of the best part-time jobs there is! Everyone could use a second eye on their words and writing.

If you’re good with written English and want a job that you can do 100% on your own time.

This is similar again to blogging or writing or assisting – a perfect stay at home mom job because you can set your own hours and take just as much work as you can handle. I know a woman who’s built a 6 figure business from doing this and she can teach you how to find clients and make money proofreading from home!

Rate: $17.68 per hour


9. Open an ETSY Shop

Calling all you creative moms! If you love to craft, you can earn some great money by selling those items to the general public!

If you love to crochet, knit, bead, create printables, make SVG files, ANYTHING really, you can sell it on Etsy.

Do you have an Etsy shop, but you’re not getting as much exposure or sales as you would like? Why not learn from someone who’s been a full-time entrepreneur since 2011?


10. Resell Items Online

This is literally what it sounds like – buying things cheap, and selling them for a little more money. If you love to find bargains and can’t get enough of the clearance aisles, then selling on Amazon may be for you!

You can even take a look around your house. More than likely you have items, toys, and clothes just lying around that you could sell for money. While your little ones are taking a nap, you can take pictures and upload to sites such as eBay to see just how much money you could get.

My good friends Jessica and Cliff was able to take their love of finding deals and turn it into a 6-figure side hustle in just 1 year. If you want to learn everything you need to know about how it all works and help you decide if it’s the right choice for you, they have a free 7-day email course that you can sign up for here.

I think this is one of the EASIEST jobs stay at home moms can do with no experience! I personally sell unwanted things from around my house a few times a year and make a few hundred every time.

Rate: Varies per item.


11. Transcriptionist

Working as a transcriptionist is a great way to make money from home and benefit from a flexible schedule.

Regardless of whether you’re looking for a full-time job or just a few hours per week that will give you some extra money, transcribing can be a good option.

There are loads of opportunities for transcriptionists and you can do it on your own time (nap time, or after bedtime, or really… whenever you can carve out an hour here or there!)

There’s a free course that’ll teach you how to do this quickly too.

Rate: $0.005 – $0.006 per word


12. Babysitter or In-Home Daycare

If you’re home already taking care of little ones, why not babysit 1-2 more?

Whether you decide to run an in-home daycare or just babysit, there are always parents looking for help during random times so that they can work or go out. This may be one of the easiest ways to be making money from home.There are also lots of tax deductions you can claim by running a business from home.
Rate: $25 per hour


13. Online Teacher

Are you good at English? Can you paint, draw or sketch? Do you know how to do something really well?

People will line up to learn from you!

In-person or online, you can tutor others in school subjects that they need help in. Skyping those who live far away is always a good option as well.

There are many different ways that you can teach online now to a variety of different ages and school levels.

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The internet is so full of possibilities. With VIPKid you can teach English online, pick your own hours, and make up to $22 per hour! With over 500,000 students, there is someone you can help! They are also ranked #1 by FlexJobs. It’s definitely a great option as on of the work from home jobs for moms!

Rate: $14-22 per hour


14. Data Entry Specialist

Data entry jobs from home are one of the most popular work from home jobs out there because they usually don’t require a lot of experience or skills.

This makes them very sought after by moms looking for their first job at home.

Data entry positions can be highly flexible roles that allow you to manage your daily routine with your children by working while they sleep or are at school. A data entry position requires strong keyboarding skills and sharp attention to detail, which are skills that many parents already have.

Rate: $22 per hour


15. Recipe Creator

Are you just about to bake some sugar cookies? Did you spend the weekends with your grandma learning her famous Italian recipes?
Or are you a new mom making organic baby food?

No matter your niche, creating recipes is actually a thing! Magazines and bloggers actually pay for recipes and creations to feature on their site.

If you have the skill set of cooking and taking great photos of it, you may be able to make some pretty decent income working from home. Just a quick Google search shows people looking for keto or cake recipe writers – yummy!

Rate: $17.89 per hour


Make money creating recipes


16. Copywriting

There is a natural skill moms start to develop when their kids grow up, and it’s selling. Slowly but surely you turn into a selling machine convincing your child to put on their shoes before school, or to eat their veggies, or to do their homework.

You can use those selling skills as a copywriter! Copywriting is a special form of writing that involves writing a promotional website or print content to help a business earn more revenue for their products and services.

When you think of copywriting, remember that every online ad, brochure, or mailer you receive was written by someone. Chances are, the copy you read on various advertisements was written by a copywriter.

As all mothers grow their selling skills, copy writing is one of the best jobs for stay at home moms. And it pays very well too!

Rate: $50.00 per hour


17. Video Editor

Video is huge right now. By 2021, 80% of the world’s Internet traffic will be video (source).

And believe it or not, not all videos that you see online start out in that perfect condition. If you have a skill set for editing, you may just have a lucrative work at home job waiting.

Just think of all the YouTube stars you can help!

If you like editing videos and making great videos, there is a huge market for video editors. It’s a time consuming and intricate process, so businesses would be happy to pay for it!

Rate: $29.04 per hour


18. Email Responder

Can you really get paid to answer emails from home? Yes, you absolutely can!

Some businessmen and women get so many emails that they literally hire out the task of answering them. If you like to read, write and respond, look into this possible idea to get paid from home!

Rate: $15.69 per hour


19. Bookkeeper or Accountant

If you like numbers and like to have everything organized and in a row, or if you have past experience in finance, then becoming a bookkeeper can be a great job for you!

With your busy time of the year being during tax time, you could have a pretty flexible schedule for the other months out of the year! Plus, you can take on as many, or as few, clients as you want.

I used to work as a bookkeeper for a large corporation and though I used to love doing it, I absolutely loathe it now. That’s why I pay a lady to do my bookkeeping for me.

But if you love that kind of work, you can become a virtual bookkeeper and keep records of the financial affairs of a business.

Rate: $32.76 per hour


20. Iron Clothes

While this may seem far-fetched, this is actually a service that many people pay for! It’s one of the tasks most people just despise doing so they’ll gladly pay someone else to do it for them!They just drop off the clothes that need to be ironed and pick them up when you are done. Does it get any more simple than that? You may not become one of the moms making 6 figures that you read about online, but you can turn it into a business that pays the mortgage!

This woman makes 700$ PER WEEK just doing laundry from her home! (And really, the machine does all the hard work these days.)

Rate: $13.00 per hour


21. Doggie Vacay

Do you love both two-legged and four-legged babies? You can sign up at DogVacay to pet sit or dog walk.

Becoming a pet sitter and mid-day dog walker is surprisingly flexible and pays well.

This is a great job you can do with kids. I have a good friend who does this and her three kids absolutely adore their furry friend.

If you love animals and want a side job that is low stress and isn’t time-consuming, working as a Rover independent contractor is perfect for you.
Rate: $25 per night


Work from home as dog vacay


There are so many legitimate and flexible work from jobs for moms – you just have to want it bad enough to start and make it happen!

If you do want to try blogging as a stay at home mom job, where do you start?

If you want to become a blogger, all you need are two things – determination and GOOD information on getting started.

There is A LOT to learn. (Just like with any new job!)

I can’t help you with the first part – the determination part. That’s really down to you. But if I know anything, it’s that nothing is as motivating as wanting to make a stay at home mom job a reality!

I CAN help you with the second part. I know what it takes to make a blog succeed AS a stay at home mom. I WANT you to be able to work from home and stay with your kids.

Use this free First Month Blog Plan to guide you exactly what to do every day to launch your blog.

  • Check off the tasks as you complete them.
  • Included are expected times to complete each task, so you can plan accordingly!
  • Each step also has additional resources and tips.

This is the exact plan I would follow if I launched a new blog. 

When you set up your blog with the right foundation, you can do this too!

Keep in mind that any of these side hustles for moms can be part-time with the possibility of becoming a full-time gig. Imagine starting a side hustle on your own that launches into a huge success? I know it sounds corny, but it’s true, if you believe in yourself and your abilities, anything is possible!

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